Commercial Insurance
We protect your most valuable assets and wealth through personal insurance products and risk management services.
Commercial Insurance
The Cavignac Risk Management Process, called the TotalRISK Approach™, is designed to lower your Cost of Risk and drive dollars to your bottom line.
This trademarked process follows 4 steps and is an iterative process that works to continually improve the companies risk management practices.
We review and identify your exposures to loss along with your existing insurance program structure.
Through a series of consultations and inspections, we will help identify and agree on the best techniques that will reduce the frequency and severity of risks.
See: Risk Control
The areas we focus on are:
- Human Resources
- Safety
- Claims Management
- Contractual Risk Transfer
- Financial Risk Management
We evaluate Risk Finance/Insurance options. This enables us to place coverage with the right insurance company at the lowest realistic cost.
We continue to refine our strategies and stay on top of changes in your company so that we can proactively manage your Total Cost of Risk.
Insurance Products
An insurance program only brings value when it’s been designed to fit your organization. Below are a list of the types of coverages we negotiate and procure for our clients: