Solutions for today.
Our comprehensive approach to risk management is driven by sophisticated industry insight.
We reduce your total cost of risk by identifying your exposures to loss and then developing a strategy to manage, control, retain, or transfer those exposures.
After payroll, employee benefits are the costliest programs for employers. We lower the cost of benefits programs with an approach that leads to healthier, happier employees.
We maximize your surety creditworthiness by evaluating your unique needs before leveraging our expertise and relationships to get the best program at the best terms.
We offer a range of customizable solutions designed to protect your high-value tangible assets, including homes, vehicles, watercraft, aircraft, collectibles, and more.
Our comprehensive approach to risk management includes customizable risk control services in the areas of human resources, safety, and claims management.
We offer a range of alternative financing solutions, including group, enterprise, and micro captives, that give more control to the policy holder than traditional insurance.
Trusted industry expertise.
In order to effectively manage risk, you need to understand each client and their specific operations as well as their industry in general. We make it our job to understand your company and your industry.
We’ve served Design Professionals since 1992, with a focused expertise that gives our architectural, engineering, and construction management clients a critical advantage. As the exclusive broker for two of the top A&E insurance companies, we’re experts at negotiating appropriate coverage and pricing.
Construction carries an abundance of risk and demands a pragmatic and proactive approach. Our industry-specific surety, insurance, and risk control resources are designed to lower our contractors’ exposures to loss and drive down their total cost of risk.
Real estate ownership and operation can be complex. We understand how to structure the contractual risk transfer that runs between lenders, owners and tenants. Our deep carrier relationships and decades of real estate experience ensures you get the right coverage with the right company at the lowest cost.
Every Real Estate Development is different and requires a customized risk management, surety and insurance program. Our expertise in construction, design and development uniquely qualifies us to tailor the appropriate coverage and negotiate favorable rates for your development project.
Managing risk within the thin margins of hospitality is always a tricky proposition. We thrive on challenges like this. Our approach reduces the frequency and severity of claims, ensuring our clients get cost-effective insurance with the right safeguards.
Upstream risks, downstream risks, employees, environmental… Manufacturing carries no shortage of risk. From local exposures to international instability, we have a platform that ensures your exposures are analyzed correctly and risk management strategies are implemented to manage those exposures.
Non-profit organizations have more than their share of risks which unfortunately are often misunderstood. Our specialization in this area coupled with our comprehensive approach to risk management ensures you have the right coverage and reduces the frequency and severity of claims.
Waterfront businesses are awash in risk. Water, heights, confined spaces, chemicals…and an entirely different set of federal laws. Our specialists help navigate the unique risks faced by our Marine clients.
Working with the U.S. government entails a distinct array of risks. Our systematic risk management and surety approach proactively addresses the exposures that government contractors face.
We understand the unique risks faced by CPAs, law firms, and other professional service providers. We have access to the major insurance companies that focus on this area. Our specialized expertise combined with our market access gives you a key competitive advantage.
Keeping students, faculty, and facilities protected is critical for schools and universities. Our customized insurance programs are designed to help those shaping our next generation.
Technology moves fast but our advisors move faster. We evaluate your exposures and help you navigate the myriad emerging and traditional risks that a tech business entails.
We help you better understand the present so you can have confidence in the future.
Cavignac Education Series: We are Learners-Financial Wellness
Over the last several months we have discussed the different ways our colleagues can educate themselves in different areas for both personal and professional growth.
Conversations with Dea Rubner
Welcome to another edition of “Conversations with…” where we sit down with our colleagues and learn more about their career and their life outside of
Cavignac’s Newest Shareholder – Darcee Nichols
We are pleased to announce Darcee Nichols as the newest shareholder at Cavignac! Darcee joined us in our accounting department in 2007. She was a