Solutions for today
Our comprehensive approach to risk management is driven by sophisticated industry insight.
01
Commercial Insurance
We reduce your total cost of risk by identifying your exposures to loss and then developing a strategy to manage, control, retain, or transfer those exposures.
02
Employee Benefits
After payroll, employee benefits are the costliest programs for employers. We lower the cost of benefits programs with an approach that leads to healthier, happier employees.
03
Surety
We maximize your surety creditworthiness by evaluating your unique needs before leveraging our expertise and relationships to get the best program at the best terms.
04
Private Client
We offer a range of customizable solutions designed to protect your high-value tangible assets, including homes, vehicles, watercraft, aircraft, collectibles, and more.
05
Risk Control
Our comprehensive approach to risk management includes customizable risk control services in the areas of human resources, safety, and claims management.
Trusted industry expertise.
In order to effectively manage risk, you need to understand each client and their specific operations as well as their industry in general. We make it our job to understand your company and your industry.
We’ve served Design Professionals since 1992, with a focused expertise that gives our architectural, engineering, and construction management clients a critical advantage. As the exclusive broker for two of the top A&E insurance companies, we’re experts at negotiating appropriate coverage and pricing.
Construction carries an abundance of risk and demands a pragmatic and proactive approach. Our industry-specific surety, insurance, and risk control resources are designed to lower our contractors’ exposures to loss and drive down their total cost of risk.
Real estate ownership and operation can be complex. We understand how to structure the contractual risk transfer that runs between lenders, owners and tenants. Our deep carrier relationships and decades of real estate experience ensures you get the right coverage with the right company at the lowest cost.
Every Real Estate Development is different and requires a customized risk management, surety and insurance program. Our expertise in construction, design and development uniquely qualifies us to tailor the appropriate coverage and negotiate favorable rates for your development project.
Managing risk within the thin margins of hospitality is always a tricky proposition. We thrive on challenges like this. Our approach reduces the frequency and severity of claims, ensuring our clients get cost-effective insurance with the right safeguards.
Upstream risks, downstream risks, employees, environmental… Manufacturing carries no shortage of risk. From local exposures to international instability, we have a platform that ensures your exposures are analyzed correctly and risk management strategies are implemented to manage those exposures.
Non-profit organizations have more than their share of risks which unfortunately are often misunderstood. Our specialization in this area coupled with our comprehensive approach to risk management ensures you have the right coverage and reduces the frequency and severity of claims.
Waterfront businesses are awash in risk. Water, heights, confined spaces, chemicals…and an entirely different set of federal laws. Our specialists help navigate the unique risks faced by our Marine clients.
Working with the U.S. government entails a distinct array of risks. Our systematic risk management and surety approach proactively addresses the exposures that government contractors face.
We understand the unique risks faced by CPAs, law firms, and other professional service providers. We have access to the major insurance companies that focus on this area. Our specialized expertise combined with our market access gives you a key competitive advantage.
Keeping students, faculty, and facilities protected is critical for schools and universities. Our customized insurance programs are designed to help those shaping our next generation.
Technology moves fast but our advisors move faster. We evaluate your exposures and help you navigate the myriad emerging and traditional risks that a tech business entails.
We help you better understand the present so you can have confidence in the future.
2025 Risk Management Seminars
Use links below to register or email RiskControl@Cavignac.com to be added to the e-mail distribution list. Compliance-related events, including Sexual Harassment Prevention training, and in-person
Cavignac Named #1 Insurance Agency by Business Insurance
Cavignac is proud to be recognized by Business Insurance as the best insurance agency to work at in the country! This achievement would not be
Sonic Boom Wellness – Cavignac Olympic Challenge
The health and wellness of our colleagues has always been a top priority. This is why we implemented a wellness committee made up of colleagues