Employee Benefits

After payroll, employee benefits are the costliest programs for employers. We lower the cost of benefits programs with an approach that leads to healthier, happier employees.

Employee Benefits Department

Put simply, we want to help make you betterWe first seek to understand your organizational initiatives and employee needs and expectations. In partnership with your team we align our efforts with your goals and objectives to help control cost, reduce administrative burdens, and make you the employer of choice. We work with companies of all sizes from every industry and bring personalized service and a local feel to employers across the country. 

Our exclusive Cavignac TotalBENEFITS Process is designed to provide a systematic review of your existing benefits program and identification of cost reduction opportunities. Once the analysis is performed, we can evaluate which cost control strategies and risk financing options will help you provide a competitive benefits program while getting the most value out of every benefits dollar you spend. 

We continuously review and refine your strategy based on changes in your business so that we can help you proactively manage your total cost of benefits and drive dollars to your bottom line.

Below is a partial list of some of the products and services we provide:

Medical Insurance

Dental Insurance

Life Insurance

Disability Insurance

Long Term Care

Voluntary & Enhanced Benefits

Flexible Spending Accounts

Health Savings Accounts (HSA)

COBRA Administration

Self-Funded Insurance Programs

Pharmacy Benefit Consulting

Captive Programs

Benchmarking Analysis

Wellness Programs

Executive Benefits

Online Enrollment Platforms

Employee Benefits Advocate

Claims & Billing Support

Employee Education & Engagement

Healthcare Reform Compliance

HR Audits

HR Consulting & Training

Monthly HR Updates


Payroll Consultation

PEO Analysis

401(k) Plans

Buy/Sell Agreements

SPD, Form 5500 Preparation

Regular Federal & State Legislative Updates

Using the Cavignac TotalBENEFITS Process, our knowledgeable team of professionals will develop a scalable strategy tailored to your organization's initiatives to help move your business forward and obtain the best results for you and your employees.

In an ever-changing and complex healthcare landscape let us help you bring control to the chaos and create a meaningful employee benefits program. We are confident we can help you retain your key people and attract the talent necessary to fuel your growth and future success.

Need a partner you can trust to protect your business?