Private Client Insurance

We protect your most valuable assets and wealth through personal insurance products and risk management services.

Private Client Insurance

Our Private Client personal insurance is specifically designed to cater to the insurance needs of successful individuals and families who require a higher level of protection for their valuable assets and personal interests. We offer tailored coverage options, including specialized policies and high limits, to meet the unique and specific needs of each of our clients.

In addition to excellent coverage, we provide a concierge-style service that includes a dedicated Private Client Account Executive and Account Manager to assist with coverage counseling, risk management, policy servicing, and claims. We work closely with our clients and hold regular meetings to actively manage their constantly evolving exposures and ensure they are always well-protected.

At our core, we understand the importance of personalized attention, and that’s why we offer tailored insurance solutions with exceptional service that our clients can rely on.

Our team of expert insurance agents offers a concierge-style approach to customer service. We’re dedicated to providing you with tailored coverage options that fit your unique needs, ensuring that you have the protection you need for all your valuable assets.

Trust our team to provide you with the personalized attention you deserve and the peace of mind that comes from knowing you’re fully protected.

TotalCARE for your Personal Assets

Since 1992, Cavignac has been San Diego’s leading provider of specialized risk management and insurance solutions for successful individuals and families. Proudly an independently-owned business, the highly experienced team at Cavignac specializes in taking a TotalCARE approach to protecting you and your family. It is Cavignac’s expertise, attention to detail and genuine concern for our clients that sets us apart.

Cavignac works for you, not the insurance company. We are committed to understanding and prioritizing your unique needs. Our team provides the most cost-effective solutions for the coverage you need, with the personal touch that Cavignac is known for.

Cavignac’s experienced team is focused on helping our clients, not selling a prescribed set of insurance products. Our success is a direct result of our passion for tailoring solutions to meet the specific needs of you and your family.

We understand how to prepare for the unexpected. Our seasoned team specializes in combining transparent and expert guidance and proactive risk management solutions with our strong carrier relationships to create the comprehensive TotalCARE approach.

Let us help protect the future you’ve spent a lifetime building. Our trusted team will guide you to the coverage that is right for you, making it easy for you to secure complete and seamless protection with full peace of mind.

We write all lines of personal insurance in all 50 states

Estate Home


Condo & Townhouse

Farm & Ranch



Collector Car


Off-Road Vehicle

Recreational Vehicle

Excess Liability (Umbrella)

Boat and Yacht

Personal Watercraft


Dwelling Fire (Landlord)



Course of Construction

Vacation Rental

Equine Mortality

Questions? Contact Us Today!

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